IC Trading Review 2026: An Honest Look at the Broker

IC Trading is a CFD broker run by Capital Point Trading Ltd and licensed by the Financial Services Commission of Mauritius. It delivers what its marketing promises on the trading side: genuine 0.0 pip raw spreads, commissions from $6 per lot round turn, more than 2,850 instruments, three platforms and a $200 entry point, with no deposit or withdrawal fees of its own and client money held in segregated trust accounts. Rating: 4.6 / 5 · Best for cost-sensitive scalpers and EA traders who know what they are doing. Check current IC Trading conditions.

What IC Trading Is

IC Trading is the trading brand of Capital Point Trading Ltd, which the site states is “regulated by the Financial Services Commission of Mauritius (FSC) with License Number: GB21026834”. That number is worth noting, because it is the kind of detail you can take to a regulator’s register and verify — not every broker in this category gives you one. The offer is built around four headline figures the homepage repeats: spreads from 0.0 pips, leverage up to 1:500, micro lots from 0.01, and over 2,850 tradable instruments, with support advertised as 24/7. On the day we looked, the live pricing table on the homepage showed EUR/USD at a 0 spread, gold at 4.3 and the US30 index at 12. Everything is CFD-based — you are trading contracts on price movements, not owning the underlying asset, with the single exception that stock CFD holders do receive dividend adjustments. The risk warning on every page is the standard one, and it is worth reading rather than scrolling past.

Accounts and What a Trade Actually Costs

There are three live accounts, and all three share the same $200 suggested starting deposit, 1:500 leverage, 50% stop-out level, 61 currency pairs, micro-lot trading and an optional swap-free setting.

Account	Platform	Commission	Spread from	Max open orders	Server
cTrader Raw Spread	cTrader	$3.00 ($6.00 round turn per $100k)	0.0 pips	2,000	London
Raw Spread	MetaTrader	$3.50 per side ($7.00 round turn)	0.0 pips	200	New York
Standard	MetaTrader	None	0.8 pips	200	New York

Now the part most reviews skip: the commission-free account is the most expensive one. On a standard lot, 0.8 pips of spread on EUR/USD costs roughly $8 round turn. The Raw Spread account charges $7 and the cTrader account $6, both on top of a spread that starts at zero. Unless you are trading in very small sizes where a fixed commission bites, Standard is the worst value of the three, and “Zero Commission” is doing marketing work rather than saving you money. Two other details in that table are genuinely useful and rarely reported. The cTrader account allows 2,000 open positions against 200 on the MetaTrader accounts, which matters if you run grid or basket strategies. And the servers sit in different cities — London for cTrader, New York for MetaTrader — so if you are latency-sensitive and colocating a VPS, that choice is made for you by the account you pick. IC Trading places no restrictions on trading style: scalping, hedging and EAs are all permitted, and there is no minimum order distance. A free demo account is available before you commit, and the live account specifications are published in full.

Markets: 2,850+ Instruments, but Leverage Varies

The instrument count is real and unusually broad for a broker at this size. Broken down by the firm’s own product pages:

Market	Instruments	Max leverage	Notes
Forex	61 pairs	1:500	Majors, minors, exotics; from 0.0 pips
Commodities	22+	1:500	Metals, energy and softs
Stocks	2,100	—	ASX, NASDAQ, NYSE; dividends paid; MT5 only
Indices	25	1:200	Commission-free
Cryptocurrency	Majors incl. BTC, ETH	1:200	24/7 trading; swap-free option
Bonds	9	1:200	US Treasuries and corporates
Futures	5	1:200	Commission-free

The headline “1:500” is accurate but narrower than it looks. It applies to forex and commodities only. Indices, crypto, bonds and futures are all capped at 1:200. If your strategy assumed 1:500 across the board, that assumption needs checking before you size a position. The stock offering is the standout number — 2,100 individual shares across three exchanges, with dividend adjustments credited, is more than most CFD brokers of this size carry.

Platforms: Pick Carefully, Because They Are Not Equal

IC Trading offers MetaTrader 4, MetaTrader 5 and cTrader, all available on desktop, browser and mobile, all supporting expert advisors, backtesting, custom indicators and historical data. That is where the similarity ends, and the differences are the kind that only become obvious after you have funded an account.

• MetaTrader 5 is the only platform carrying stock CFDs. It also covers forex, commodities, indices, crypto and bonds. No multi-monitor support and no cloud-synced profiles.
• MetaTrader 4 is the only platform carrying futures, alongside forex, commodities, indices, crypto and bonds — but no stocks. Also no multi-monitor or cloud profiles.
• cTrader covers forex, commodities, indices and crypto only — no stocks, no bonds, no futures. In exchange it is the only one with detachable multi-monitor charts and cloud-based profile management, plus the higher 2,000-order limit and the cheapest commission.

The practical rule: want shares, take MT5. Want futures, take MT4. Want to scalp across several screens with settings that follow you between machines, take cTrader and accept the narrower instrument list. The full platform comparison is on IC Trading’s site.

Funding and Withdrawals

Accounts can be held in ten currencies — AUD, USD, EUR, GBP, SGD, NZD, JPY, HKD, CHF and CAD — which removes a conversion step for most traders. On fees, IC Trading’s policy is clear and in the client’s favour: “We do not charge any additional fees for deposits” and the same for withdrawals. The honest caveat is in the next sentence of their own policy — intermediary and international banking fees can still apply on wires and cards, and those are the client’s responsibility. So “free” means free from the broker, not necessarily free end to end.

• Cards and e-wallets: instant
• Bank transfer: 2–5 business days
• Crypto (USDT, USDC, BTC, ETH): instant to 2 hours
• Local currency methods (BRL, VND, PHP, JPY, MYR, THB): instant to 24 hours

Two operational details worth knowing before you need them. Withdrawal requests must be in by 06:00 MUT to be processed the same business day; anything later rolls to the next one. And IC Trading does not accept third-party payments — the funding source must be in the same name as the trading account, with joint accounts allowed only if you are named on them. That is standard anti-money-laundering practice, but it catches people out. Client funds are held in segregated client trust accounts with top-tier international banks, kept apart from the company’s own operating money.

Safety permit:

What is real. The FSC licence number is published and verifiable. Client money is segregated at top-tier banks. There is a documented AML and KYC framework, an independent auditor, and a full set of public legal documents including an order execution policy and a dispute resolution policy. That is meaningfully more structure than the unlicensed offshore brokers this industry is full of.

What Traders Say

IC Trading holds 4.6 out of 5 on Trustpilot from 604 reviews, distributed 92% five-star, 2% four, under 1% at three and two, and 6% one-star.

Pros and Cons

Pros

• Genuine raw spreads from 0.0 pips, with the cheapest commission at $6 round turn on cTrader
• 2,850+ instruments including 2,100 stock CFDs with dividend adjustments
• Three platforms — MT4, MT5 and cTrader — all with EA support and backtesting
• Low $200 entry, micro lots from 0.01, free demo account
• No broker-side deposit or withdrawal fees, and ten account currencies
• Client funds segregated at top-tier international banks; verifiable FSC licence number
• Crypto funding settles in under two hours; local rails including VND and THB
• No restrictions on scalping, hedging or EAs, and no minimum order distance
• A Trustpilot score that has not been propped up by solicited reviews

Cons

• Nội dung giáo dục khá hạn chế so với các sàn môi giới lớn hơn.
• Thành tích dưới tám năm

Who IC Trading Suits

A good fit if you trade often enough that spread and commission are your dominant cost, you run EAs or scalp and want a broker that will not restrict you, you already know how to resolve your own problems, and you understand exactly what a Tier-3 licence does and does not cover. On pure cost, the cTrader Raw Spread account at $6 round turn on a zero spread is competitive against anything in the market.

Verdict

IC Trading is a competent, properly licensed broker that does the hard technical parts well and the soft parts poorly. The pricing is honest and among the best available, the platform choice is real, the instrument range is unusually deep for its size, and the money-handling policies — segregation, no broker fees, ten currencies, fast crypto rails — are all better than average. Rated 4.6 out of 5. Start on the demo, take the Raw Spread or cTrader account rather than Standard, size positions for 1:200 unless you are trading FX or commodities, and keep only what you are actively trading in the account. Current IC Trading spreads and account conditions are here.

Comparing raw-spread brokers? Our FP Markets review 2026 covers a broker with 20 years of trading history, spreads from 0.0 pips and MT4, MT5, cTrader and TradingView on one account.

Frequently Asked Questions

Is IC Trading regulated? Yes. Capital Point Trading Ltd is licensed by the Financial Services Commission of Mauritius under number GB21026834. It is a genuine licence, but a third-tier one: client funds are segregated, and there is no investor compensation scheme. What is the minimum deposit at IC Trading? The suggested starting deposit is $200 on all three live accounts. A free demo account is available first. Which IC Trading account is cheapest? cTrader Raw Spread, at $6.00 round turn per $100k on spreads from 0.0 pips. Raw Spread costs $7.00 round turn. The commission-free Standard account works out dearest at roughly $8 per lot via its 0.8 pip spread. Can I trade stocks with IC Trading? Yes, 2,100 share CFDs across the ASX, NASDAQ and NYSE, with dividend adjustments — but only on MetaTrader 5. Neither MT4 nor cTrader carries stocks. Going deeper on cost: our IC Trading fees breakdown for 2026 covers the commission tiers, the ICT Trader Max rebate ladder, the free VPS thresholds and the US$1,000,000 insurance wording in detail.

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